Tips on how to request your 3 credit file

Tips on how to request your 3 credit file

A customer can request their credit file anytime. “Enacted in 1971 to guard U.S. customers, the Fair and Accurate Credit Transaction Act entitles people to one credit that is free every year from each one of the three primary credit reporting agencies,” Ross says.

Also, consumers can access their credit reports by:

“You also can get the credit file 100% free from Credit Karma or possibly throughout your credit card business (many offer cardholders free reports),” says Brandon Yahn, creator of figuratively speaking Guy, a university funding website. “Identity management services…also provide access and monitoring of your credit file.”

Ross advises that customers check all of their three credit history when a to ensure the information is accurate year. Continue reading